At Vice & Hunter LLP, we can help you navigate disability law and your rights when it comes to being denied coverage, or when needing to buy out your existing policy, ensuring you get the maximum compensation you deserve.
Disability Denial
We understand how stressful and overwhelming it can be when your disability benefits claim is denied. Many individuals across Ontario rely on these benefits for essential support, and a denial can feel like an impossible barrier. Our team is here to help you challenge wrongful denials and secure the benefits you’re entitled to.
How We Help
When your claim is denied, time and clarity are critical. Our experienced lawyers provide step-by-step guidance to help you navigate the process and strengthen your case. We can assist with:
- Understanding the denial — Breaking down the reasons behind the insurer’s decision and advising on the best course of action.
- Filing appeals — Ensuring your appeal is filed on time with the necessary documentation and evidence to support your claim.
- Building a strong case — Collaborating with medical professionals to collect detailed records, expert opinions, and additional evidence to prove your eligibility.
- Negotiating with insurers — Advocating on your behalf to reach a fair and timely resolution without unnecessary delays.
If an appeal or negotiation doesn’t resolve the issue, we are prepared to pursue litigation to protect your rights and fight for the support you need.
Benefits Buyout
In Ontario, individuals receiving long-term disability benefits may have the option to negotiate a benefits buyout with their insurer. A buyout allows you to settle your claim for a lump sum payment, giving you the flexibility to manage your finances without relying on monthly benefits.
Our team can guide you through the buyout process, helping you:
- Evaluate the offer — Assessing whether the insurer’s proposed lump sum is fair and adequate for your long-term needs.
- Negotiate favorable terms — Using our legal expertise to secure the best possible settlement.
- Plan for the future — Working with financial experts to ensure the buyout aligns with your financial goals and provides lasting stability.
While a benefits buyout isn’t the right solution for everyone, it can provide peace of mind and financial independence in certain situations. We’ll help you determine whether it’s the best path for you and ensure your rights are fully protected throughout the process.
Contact Vice & Hunter LLP
We serve clients throughout Ontario, helping individuals overcome disability denials and achieve the results they deserve. Call us at 613-701-0898 or toll-free at 866-252-0670, or fill out our online form to schedule a consultation. Let us help you take the next step toward securing your benefits.
